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Mutual Fund Returns Calculator — CAGR & absolute return
Compute CAGR (annualized) and absolute returns on your mutual fund investment. Simple lump-sum return analysis.
Inputs
₹1.00 L
₹1,000₹10.00 Cr
₹2.00 L
₹1,000₹50.00 Cr
5 yrs
0.540
Result
CAGR (annualized)
14.87%
Absolute return
100.00%
Total gain
₹1.00 L
Initial
₹1.00 L
Final
₹2.00 L
About the MF Returns Calculator
CAGR (Compound Annual Growth Rate) is the industry standard for reporting mutual fund returns. It's the annualized rate that would have produced your gain if growth were steady.
Formula: CAGR = (Final Value / Initial Value)^(1/years) − 1. Works for any investment held for a continuous period, not just mutual funds.
Quick check: if your CAGR beats inflation by 3–6%, you're doing well. Beating Nifty 50's long-term CAGR (~12%) consistently is the real benchmark for active funds.
MF Returns — Frequently asked questions
Absolute return is total gain %: ((Final−Initial)/Initial)×100. CAGR smooths this over time: (Final/Initial)^(1/years)−1. For multi-year investments, CAGR is the fair comparison since it's annualized.
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