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Inflation Calculator — future cost of today's expenses
See how much your expenses will cost in the future due to inflation. Essential for retirement and goal planning.
Inputs
₹1.00 L
₹1,000₹10.00 Cr
6%
115
20 yrs
150
Result
In 20 years, you'll need
₹3.21 L
Inflation cost
₹2.21 L
Today's worth of future ₹
₹31,180
Composition
Invested
Returns
Year-by-year growth
About the Inflation Calculator
Inflation is the silent tax that erodes your money's purchasing power every year. A product that costs ₹100 today costs ₹321 in 20 years at 6% inflation.
This calculator projects how much an expense will grow in nominal rupees. The reverse — today's purchasing power of a future amount — is also shown.
Rule of thumb: at 6% inflation, your money's purchasing power halves every ~12 years. That's the reason idle cash in a savings account is slowly bleeding value.
Inflation — Frequently asked questions
India's long-term average CPI inflation is ~6–7%. RBI targets 4% ±2%. For personal finance planning, use 6% as the baseline. Education and healthcare inflation run higher (8–10%) — factor this in for goal-based planning.
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