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PPF Calculator — Public Provident Fund maturity value
Calculate your PPF maturity amount. 15-year tenure, tax-free returns, current rate 7.1%. See year-wise balance growth.
Inputs
₹1.50 L
₹500₹1.50 L
7.1%
115
15 yrs
1530
Result
Maturity value
₹40.68 L
Total deposited
₹22.50 L
Interest earned
₹18.18 L
Composition
Invested
Returns
Year-by-year growth
About the PPF Calculator
PPF (Public Provident Fund) is India's most popular tax-free long-term savings scheme. Minimum deposit ₹500/year, maximum ₹1.5 lakh/year, tenure 15 years (extendable in 5-year blocks).
Interest is calculated on the minimum balance between the 5th and end of each month, then credited at year-end. To maximize returns, deposit your full yearly contribution before April 5th.
Tax-free compounding at 7.1% means ₹1.5L/year for 15 years grows to ~₹40.68 lakh, of which ₹18.18 lakh is pure interest — and you pay zero tax on it.
PPF — Frequently asked questions
Public Provident Fund — a government-backed 15-year savings scheme. EEE tax status: contributions qualify under 80C (up to ₹1.5L/year), interest is tax-free, maturity is tax-free. Rate reset quarterly by the Ministry of Finance.
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